Calculators
- You may wish to provide the Needs Estimator to your employees. This will help them estimate the amount of Life Insurance they may need.
PDT's group Life insurance program, the foundation of an employee benefits package, helps employees protect their families from financial hardship in the event of death. The addition of Accidental Death and Dismemberment (AD&D) insurance provides an even higher level of protection in the event of a covered death or dismemberment as a result of an accident.
The features of the Life and AD&D insurance include:
- Accelerated Benefit
- Repatriation Benefit
- Portability of Insurance Provision
- Conversion of Insurance
Follow the links below to learn about the various plan designs and their key features. Before selecting a plan also review the Group Life Insurance Brochure and the Life Certificate of Insurance.
Coverage Amount |
Dependent Coverage |
Age Reductions |
Waiting Period |
|---|---|---|---|
| Plan A - Benefits at a Glance | |||
| Life -- $1,000 from $10,000 to a maximum of $150,000 | Spouse - $10,000 to a maximum of $30,000 of coverage Child(ren) - $5,000 |
Reduces by 35 percent at age 65, 50 percent at age 70, 65 percent at age 75. | Determined by employer |
| Plan B - Benefits at a Glance | |||
| Life -- 1 times, 1.5 times or 2 times annual earnings to a maximum of $150,000. The minimum amount is $10,000. | Spouse - $10,000 to a maximum of $30,000 of coverage Child(ren) - $5,000 |
Reduces by 35 percent at age 65, 50 percent at age 70, 65 percent at age 75. | Determined by employer |
To learn more about the Printers' Disability Trust plans and the coverages available through The Standard, please contact Pat Harris at PDT office at 800.342.5799 or email pdtins@aol.com