Effective July 1, 2007, the State of New Mexico's policy offers Basic Life and AD&D insurance equal to $50,000. State police and correctional officers are covered for an additional $25,000. The cost of Basic Life insurance is shared by the employee and State of New Mexico.

The State of New Mexico, recognizing that individuals have different needs, is providing this opportunity to apply for the right amount of protection for you and your family at very competitive group rates. If you qualify for Basic Life insurance under the policy, you may also apply for Additional Life and AD&D insurance. You may elect Additional Life and AD&D coverage in any multiple of one, two, three, four or five times your annual earnings, to a maximum of $400,000. The cost of Additional Life insurance is fully paid by the employee. All employee contributions are made through payroll deduction. In certain circumstances, you may be required to provide evidence of insurability.

The cost of Dependents Life insurance is shared by the employee and the State of New Mexico. The insurance policy provides $10,000 of coverage for an eligible spouse/domestic partner. The insurance policy also provides $5,000 of coverage for eligible child(ren).

If you elect Additional Life insurance, Additional AD&D is automatically added to your election.

MEDEX^® Travel Assist

Designed to respond to most medical care situations and many other emergencies you and your family may experience when you travel 100 miles or more from your home, MEDEX^® provides a wide-ranging program of information, referral, coordination and assistance services. These services include pre-trip assistance, medical assistance, emergency transportation, travel and technical assistance, legal services and medical supplies. Assistance is available 24 hours a day, 365 days a year whether you are 100 or 10,000 miles from home. Simply print out and carry the MEDEX^® Travel Assist Card. See the MEDEX^® Travel Assist brochure for more detailed information.

For answers to commonly asked questions, costs, exclusions, limitations and reductions, please review the Additional Life and AD&D Insurance Booklet and Group Life Insurance Certificate.