Voluntary Life, AD&D and Dependents Life Insurance
Protect the people you care about if you're no longer here to provide for them. They can use the payout to help pay expenses like funeral and medical costs, housing, college tuition, and child care. You may elect to purchase Voluntary Life, AD&D, and Dependents Life insurance at group rates from The Standard. For your convenience, the premiums for these lines of coverage can be deducted directly from your paycheck, making it as easy as possible to offer your family even more peace of mind. The coverage limits for each family member are noted in the chart below. See the Life Insurance Certificate for more detailed information about this coverage.
| Members | Any multiple of $5,000 to a maximum of $500,000 |
| Spouses/Domestic Partners | Any multiple of $5,000 to a maximum of $250,000 |
| Child(ren) | Any multiple of $2,500 to a maximum of $10,000 |
Remember to Update Your Beneficiary
As a reminder, all Life insurance beneficiary designations, including designations for Voluntary Life and AD&D insurance, are managed on the EPEBP Member Portal. If you wish to designate or update your beneficiary(ies), please log in to your EPEBP Member Portal account and update the beneficiary section or call PEBP member services at (775) 684-7000 or (800) 326-5496.
For answers to commonly asked questions, costs, exclusions, limitations and reductions, please review the Voluntary Life and AD&D Insurance Booklet for Active Members and Certificate of Insurance for more detailed information.
Life and AD&D insurance from The Standard comes with these extra benefits:
Life Services Toolkit
Group Life insurance through your employer gives you assurance your family will receive financial assistance in the event of a death. Coverage under a Group Life policy from The Standard does more than help protect your family from financial hardship after a loss. We have partnered with Health Advocate to offer a lineup of additional services that can make a difference now and in the future.
Online tools and services can help you create a will, make advance funeral plans and put your finances in order. After a loss, beneficiaries can consult experts by phone or in person, and obtain other helpful information online.
The Life Services Toolkit is automatically available to those insured under a Group Life insurance policy from The Standard. Recipients of an Accelerated Benefit can access services for 12 months after the date of payment. Life insurance beneficiaries1 can access services for 12 months after the date of death.
Visit the Life Services Toolkit website at www.standard.com/mytoolkit with the username "assurance" for information and tools to help you make important life decisions.
For beneficiary services, please visit www.standard.com/mytoolkit with the username "support" or call 800.378.5742 for assistance.
To learn more about the support tools available and the beneficiary services, please see the Life Services Toolkit flyer.
Learn more about Voluntary Life insurance
The decision support tool video below explains how your Voluntary Life with AD&D plan works and what you need to do to enroll.
- Tools to help you plan
Premium Calculator: Determine the cost of your life insurance.