If you lose coverage due to a change in employment status or termination, you may have the option to continue your Disability and/or Life insurance coverages through Standard Insurance Company under an individual insurance policy. If you meet the conditions under Portability guidelines for Life insurance coverage, you may have the option to continue coverage under the group life policy.
If you become totally disabled while insured under the group policy, you may be able to apply for the Waiver of Premium provision.
Conversion Guidelines for Life Insurance
Portability Guidelines for Life Insurance
Waiver of Premium Guidelines for Life Insurance