If you are an eligible employee, you have the opportunity to help protect yourself and your family by purchasing Voluntary STD coverage through The Standard via convenient reduction of sick leave or PTO hours, similar to the deductions made for your Long Term Disability insurance. The Voluntary STD plan offered by Hennepin County through The Standard has great flexibility allowing you to select the coverage which best fit your individual needs. You may select one of the five options listed below. Please note that premiums and coverage will vary depending on the option selected.
Your weekly benefit is a flat benefit of $250. The minimum weekly benefit you will receive is $100. You must be continuously disabled for the 7 day benefit waiting period before benefits become payable. Benefits may continue during your disability for up to 90 days minus the length of the benefit waiting period.
Your weekly benefit is 60% of your insured earnings. The maximum weekly benefit is $2,000. The minimum benefit is $100. Your benefit waiting period is a period you select which can be 7, 14, 30 or 45 days. Benefits may continue during your disability for up to 90 days minus the length of the benefit waiting period.
Please Note: You must exhaust all but 80 hours of accrued paid leave and satisfy the benefit waiting period before STD benefits may be payable.
If you enroll when first eligible and your STD claim is approved by The Standard, STD benefits become payable at the later of exhaustion of all but 80 hours of your accrued paid leave* or the end of your elected benefit waiting period. No benefits are payable for or during the benefit waiting period. You may satifsy your benefit waiting period while receiving pay from your accrued paid leave* balance.
The late entrant penalty will apply in the following situations:
Please note that your coverage is contingent upon your continued employment with Hennepin County and the continuation of this plan.
For help deciding which plan to enroll in please visit out Enrollment Tips page.
* Accrued paid leave is sick leave, vacation pay, PTO, comp time, deferred holidays and banked special leave without pay hours.