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Life and AD&D Insurance

   Features and Provisions    Submitting Evidence of Insurability    Life Needs Estimator    Life Premium Calculators

Disability Insurance

 STD    Enrollment Tips    Needs Estimator    STD Premium Calculator  LTD

How to Enroll

Booklets Additional Life and AD&D Short Term Disability Long Term Disability MEDEX® Travel Assist Certificates Life and AD&D Short Term Disability Long Term Disability Forms - To apply for Coverage - Enrollment and Change form for STD - To submit Evidence of Insurability - Medical History Statement - To apply for Benefits - Long Term Disability Short Term Disability Life - To update your Beneficiary Designation - Beneficiary Designation Form Life Insurance Claim Packet Accelerated Benefit Claim Packet AD&D Insurance Claim Packet Contact Us




Introduction

Hennepin County has chosen Standard Insurance Company to provide Life, Accidental Death and Dismemberment (AD&D), Short Term Disability (STD) and Long Term Disability (LTD) insurance coverage to eligible employees. The Standard delivers real value through well-designed products, competitive prices and the promise of exceptional service. They are a leading provider of employee benefits products and services and insure about 28,100 groups covering approximately 7.4 million people nationwide.1 Just as others count on you, you can count on The Standard to help protect your family in their time of need.

Life Insurance

Life insurance is the foundation of your company's employee benefits program. The program is designed to help protect employees and their loved ones from financial hardships related to an untimely death.

Basic Life and AD&D insurance is being offered to eligible employees at no cost. As a way to further help protect your family, eligible employees may also purchase Additional Life insurance for yourself and Dependents Life insurance for your eligible spouse/domestic partner and/or children.

Refer to the Life and AD&D Insurance Information page for more details about your Life insurance options, including your Certificate of Insurance. You will also find useful tools such as a Needs Estimator and Premium Calculator to help guide you in calculating an amount of life insurance coverage you may need.

Disability Insurance

The Standard's Disability insurance provides eligible employees of Hennepin County with income protection against disabilities resulting from a covered physical disease, injury, pregnancy or mental disorder. The disability program includes STD and LTD benefits.

Refer to the STD Plan Information page for details on STD benefits or the LTD Plan Information page about LTD benefits. Items such as Needs Estimator, Premium Calculator, Certificate of Insurance and claim forms are also available.


1 Based on Standard Insurance Company's internal data as of September 2008

Note: The information contained in this Web site is not, and should not be considered, a contract of employment or guarantee of benefits nor is it intended to have a legally binding affect. In the event there is an inconsistency between the information contained on this site and the official documents that govern the plans, the official plan documents will prevail. Hennepin County reserves the right to change, modify, amend or terminate the plans it sponsors at any time and for any reason.