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Life and AD&D Insurance

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Disability Insurance

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How to Enroll

Booklets Additional Life and AD&D STD LTD MEDEX® Travel Assist Beneficiary Financial Counseling Certificates Life and AD&D STD LTD Forms - To apply for Coverage - - To submit Evidence of Insurability - Medical History Statement - To apply for Benefits - Life and AD&D Claim Packet Accelerated Benefit Claim Packet AD&D Claim Packet STD Claim Packet LTD Claim Packet - To update your Beneficiary Designation - Contact Us




How to Enroll


To enroll for Life and AD&D and STD coverage, newly eligible employees should complete the enrollment process through the Hennepin County Apex Employee Self Service Portal. Current benefit eligible employees, go to the Hennepin County Benefits Unit website for instructions.

Remember, even though LTD coverage is an automatic benefit you still need to elect the coverage through the APEX Employee Self-Service Portal. You are eligible for LTD insurance coverage on the first day of the pay period following 30 days as an eligible employee, unless you waive your participation.

Note: If you are not certain if you need to provide Evidence of Insurability, please review the instructions page. If you are required to provide Evidence of Insurability, please click here to complete your application.

For answers to commonly asked questions, costs, exclusions, limitations and reductions about Life and AD&D, LTD and STD insurance, please review your Booklets and Certificate of Insurance documents. You may also contact Hennepin County Benefits Unit for additional information