To help determine your need for Short Term Disability income protection, complete the worksheet below.

Monthly Expenses

Food
Mortgage/rent
Childcare/education
Utilities (electricity, gas, cable, phone, etc.)
Clothing
Debts (credit cards, student and auto loans, etc.)
Insurance (health, life, auto, home, etc.)
Taxes (property, income, sales, etc.)
Other
Total monthly expenses

Monthly Income

Calculated Results

STD Insurance Needs Analysis
Total Monthly Expenses
Total Monthly Income in the event of your disability
Voluntary STD Insurance Needed

You've determined if you need short-term disability insurance. To see how much it will cost to purchase coverage, use the Premium Calculator.

Introduction

Life and AD&D Insurance