Government of the District of Columbia provides you with the opportunity to purchase Basic Life and Basic AD&D insurance (Plan 1). Basic Life and AD&D insurance becomes effective immediately, if you are actively at work on that date. Basic Life insurance is equal to one times your Annual Earnings plus $2,000 and the amount of AD&D coverage is equal to the amount of life coverage. Basic Life has a minimum of $10,000.
Eligible employees enrolled in the Basic Life and AD&D (Plan 1) may also elect any or all the following insurance options:
In addition, you may qualify for an Extra Benefit amount. This provides an extra percentage of the amount of your Basic Life insurance benefit, from 10% to 100% depending on your age at the time of death. The Extra Benefit is payable only if you die before age 45.
In certain circumstances, you may be required to provide evidence of insurability.
There are also restrictions on when you are able to apply. Please see your human resources representative for complete details.
For answers to commonly asked questions, costs, exclusions, limitations and reductions, please review the Group Life Insurance Booklet and Certificate of Insurance.