The CSU provides eligible employees the opportunity to purchase Voluntary Long Term Disability (LTD) insurance. LTD insurance is designed to pay a monthly benefit to you in the event you cannot work for an extended period of time because of a covered illness or injury. This LTD benefit replaces a portion of your income, helping you to meet your financial commitments in a time of need.

This plan offers you the option to select a Benefit Waiting Period and your Benefit Amount.

• Benefit Waiting Period - Choose either 30 or 90 days
• Benefit Amount - Choose increments of $100 from $500 to a maximum of $7,500 (not to exceed 60% of your predisability earnings)

If your LTD claim is approved by The Standard, LTD benefits become payable at the end of the benefit waiting period. No benefits are payable during the benefit waiting period. For answers to commonly asked questions, exclusions, limitations and reductions, please review the Voluntary Long Term Disability Insurance Brochure.

Some features of your LTD coverage include:

• Return to Work Incentive
• Reasonable Accommodation Expense Benefit
• Survivors Benefit

For More Information

If you have additional questions about Long Term Disability, please contact The Standard at 800.524.0450.

If you become ineligible for coverage through The CSU and have questions regarding conversion of your LTD insurance, please contact The Standard at 800.378.4668.

It's Easy to Enroll

To apply for Voluntary Long Term Disability coverage, simply use one of the options listed below.

1. Complete the enrollment at www.standard.com/enroll. In addition, a dedicated call center is available to assist with your technical questions. You can reach The Standard’s Enrollment Assistance line at 866.623.0622. If you have additional questions or for more information about how to apply for this important coverage, please contact The Standard at 800.378.5745.
   
   
2. Complete the Enrollment Form and The California State University Payroll Deduction Authorization form and return them to The Standard at the following address.
   
   CSU Benefits Team
   Standard Insurance Company
   920 SW Sixth Avenue
   Portland, OR 07204
   
   

For answers to commonly asked questions, costs, exclusions, limitations and reductions, please review the Voluntary Long Term Disability Insurance Booklet.