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Voluntary LTD Plan

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Commonly Asked Questions


How do I enroll or obtain an enrollment form?

Newly eligible employees

If you are a newly eligible excluded employee, you have 60 days to enroll once your appointment is keyed by your personnel office into the State Controller's Office system, or you can enroll during the open enrollment period that is conducted every 18 to 24 months. You may access the online Enrollment and Change Form. Please complete the form online, then print, sign and return it to your department's Personnel Office for processing. You may want to keep a copy for your files.

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When does my insurance coverage become effective?

Subject to the Active Work Requirement, LTD insurance will become effective as follows:

  1. If the application for coverage is processed by the 10th day of the calendar month, the insurance will become effective on the first day of the next calendar month.
  2. If the application for coverage is processed after the 10th day of the calendar month, the insurance will become effective on the first day of the second calendar month following the date the employee applied.

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How will I pay for this coverage?

Premiums for the Voluntary LTD coverage will be deducted from your paycheck on an after-tax basis.

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Will I have to provide information regarding my medical history?

No, evidence of insurability is not required.

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When may I change (terminate/increase/decrease) my LTD plan election?

An enrolled member may terminate coverage at any time. Increases and decreases of coverage may only be done during a designated open enrollment period.

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Can employees elect Voluntary LTD coverage for dependent spouse or children?

No, dependent spouse and children are not eligible for Long Term Disability insurance.

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Where can I get more information about this coverage?

Please visit the State of California, Department of Personnel Administration website or call the State of California, Customer Service line at 888.641.7193.

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