If you depend on your regular paycheck to pay your bills, what would happen if you became sick and unable to work for 180 days or longer? Are you prepared for the unexpected? LTD insurance from The Standard may help you prepare for the unexpected.
To help determine your need for disability income protection, complete the worksheet below.
| You've determined if you need disability insurance. To see how much it will cost to purchase coverage through Albuquerque Public Schools's LTD insurance program, use the Premium Calculator. |
| 1 Please keep in mind that there may be other sources of income available to you if you become disabled, including disability retirement, state disability, Social Security, etc. These other benefits may reduce the LTD benefit payable by The Standard. Please be sure to review the Long Term Disability Insurance Booklet and the Coverage Highlights for a description of the disability coverage before making your decision to purchase long term disability insurance. |