Purpose and Scope of Web Site

The materials contained in this Web site, both text and graphics, are presented for informational purposes only. Nothing on this Web site is intended as, nor should it be construed as, an offer to sell or an invitation to buy any insurance or annuity product currently offered by Standard Insurance Company.

Corporate Organization

Standard Insurance Company is a wholly owned subsidiary of StanCorp Financial Group, Inc., an Oregon corporation.

Copyright and Trademarks

All content, slogans, logos, photography and graphics contained on this Web site are copyrighted or trademarked. You may not download, post, transmit, modify or distribute any material on this Web site without the express written consent of StanCorp. You may not create a hyperlink to this Web site that uses any logo, graphic, slogan or other protected mark found herein without the express written consent of StanCorp. Unauthorized use of protected material could result in forfeiture of the violator's profits obtained as a result of the unauthorized use as well as the payment of other damages and fees.

The Standard® signature format — comprised of the logotype “The Standard®”, flag and font treatment — is a registered trademark of StanCorp.

Licensing and Availability of Products for Standard Insurance Company

Standard Insurance Company is an Oregon corporation, headquartered in Portland, Oregon. Standard Insurance Company's products are marketed only in those states and jurisdictions where it is licensed and where its products have received regulatory approval. Standard Insurance Company is licensed in 49 states (excludes New York) and the District of Columbia. Some products may not be available in all states or jurisdictions. The identification number assigned to Standard Insurance Company by the National Association of Insurance Commissioners is 000-69019.

Disclaimer of Warranties and Damages

Access to and use of this Web site are provided on an "as is" and "as available" basis without express or implied warranties of any kind. StanCorp and its wholly owned corporate affiliates do not warrant that such access and use will be uninterrupted. Because the Internet is an unsecured public information network, we cannot and do not guarantee (except as may be required by applicable law) the completeness or accuracy of any information obtained from this Web site or its applicability to your unique financial situation. The information contained herein is presented without express or implied warranties of any kind. The information is not intended as, nor should it be construed as, legal or professional advice. Please consult your financial, insurance, legal or tax advisor for guidance on your personal situation. In no event will we or any third party be liable for direct, indirect, incidental or consequential damages resulting from any defect in or use of this site. We reserve the right to revise or change the terms or descriptions contained in this Web site at any time without prior notice.

Outside Links

Links to other Internet sites are included on this Web site solely as a convenience to our customers, agents and the general public. Unless otherwise stated in this Web site, StanCorp and its wholly owned corporate subsidiaries do not control, endorse, promote or have any affiliation with any other Web site. We do not assume any responsibility for the content or presentation of any linked Web site.

Viruses

StanCorp and its wholly owned corporate subsidiaries are not responsible for any damage caused to your personal computer by the existence of computer viruses affecting the Internet. It is your responsibility to scan any downloaded material for viruses before accepting information from the Internet.

Privacy

We adhere to all state and federal laws regarding the privacy of any information submitted by visitors to this Web site. Any information you submit to us through The Standard ConnectionSM is protected by encryption technology to ensure the confidentiality of data. However, we cannot guarantee the security of any data submitted through the Internet, which is an unsecured communication network.

Questions?

For more information about this page, or to request permission for a hyperlink to or from this site, please contact the Corporate Legal and Public Affairs.