Annuity News

Fall 2009

Updated Disclosures and Applications

The Standard recently made some updates to our annuity disclosures and applications. We hope you’ll find the changes will make doing business with us easier than ever.

Disclosure

To help producers navigate the increasingly complex disclosure terrain, The Standard is pleased to announce a streamlined annuity disclosure for use in every state.

Until now, we have provided more than one disclosure for each of our annuity products – one to be used in several states and others tailored to individual state requirements. With the streamlining of our disclosures, just one version for each product now meets all states’ criteria.

Producers in all states are required to leave the new disclosure with an annuity purchaser. Our Index Growth Annuity (IGA) disclosure must be signed and submitted with an application.

Please start using our new, multi-state disclosures by October 1.

Applications

The Standard's deferred, index, and immediate annuity applications have been updated with fraud notices mandated by Maryland and the District of Columbia. To identify the most current forms more easily, we have printed the revision date (04/09) in the lower right-hand corner of each application. The applications’ filing version dates in the lower left-hand corner have not changed, nor has anything else changed on our applications.

Producers in DC and Maryland should start using the new applications by October 1. Producers in other states may deplete their old stock, but should start using the new forms as soon as possible.

Index Annuity Application

Index Growth Annuity

Deferred Annuity Application

Secured Rate Annuity, Focused Growth Annuity, Principal Growth Annuity, Flexible Premium Deferred Annuity, First Rate Annuity

Immediate Annuity Application

Tailored Income Annuity, Stable Income Annuity

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