In this issue November Month End Commission Cut-Off
  The Standard's websites will be unavailable November 22
  Winter Issue of The Protector Press
  New Marketing Materials
  New Training Materials
  Year-End Marketing Inventory Clearance
  Where to view, download or order The Standard's Marketing Materials

November Commission Cut-Off
  Please note that because of the Thanksgiving Holiday, the cut-off date for month end commissions is Monday, November 24.

Take the day off
  The Standard is performing system maintenance for all its websites on Saturday November 22, 2008 from 7 a.m. to 11 p.m. Pacific Time. During that time, access to all web pages hosted by The Standard, including Policy Inquiry, will be unavailable. We apologize for any inconvenience this may cause.

Winter 2008 issue of The Protector Press
The Winter 2008 issue of The Protector Press is in the mail.
If you have not already received it, the online version may be accessed from www.standard.com/di.

New large brochure to support your sales
The new Consumer Educational Brochure, form 12667, is here. At 24 pages, this comprehensive overview of disability insurance risks and protection options has calculation pages, disability stories and more. It makes a great conversation starter and leave-behind for your customers, including business owners.
New producer reference and training materials
You asked for it. Here is an overview of the "effectively" language in the Residual Disability Rider to help you better understand what The Standard means by "effectively". Form 14367.
For those who prefer to use producer training presentations with no audio, we have added two PowerPoint® versions of existing Brainsharks:

Year-end inventory clearance
The following items will not be reprinted, so if you would like to have them, may we suggest that you stock up on them now?
  • Large blue presentation folder, form 1112. There is only a small amount of inventory left. This has been replaced by the slightly smaller presentation folder, form 13069 that fits into standard file drawers.)
  • A producer's guide to salary continuation plans, form 1079.
  • DI and The Hierarchy of Needs booklet, form 12882.
  • Congratulations brochure, form 10519.

Where to view, download or order marketing materials
  Order or download The Standard's marketing materials to support your individual disability insurance sales at www.standard.com/di under Marketing Materials.

Questions Please contact getinfo@standard.com if you have questions. We are happy to help you.

Please forward to your producers
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Standard Insurance Company, Individual Disability Insurance,
1100 SW Sixth Avenue, Portland, OR 97204, USA.