The Standard DI News


In this issue
	The Standard raises the amount of additional coverage under the Earned Income Enhancer for which business owners may qualify
	New marketing tools
	The Standard's flexible policy dating at delivery is now available in Nevada and Utah
	Harris Poll on DI customer satisfaction
	For California, the Policy Change/Reinstatement Application is now packaged with the Disclosure Notice and Authorization forms
	Questions

*The Standard raises the amount of additional coverage under the Earned Income Enhancer* for which business owners may qualify from $1,000 to $2,000**
	Please click here for more details.
	Pending business
	Pending IDI applications that are in underwriting or have been recently issued, but not yet placed in force, may be eligible for the higher benefit amounts. Please contact your underwriter or Customer Management Specialist.
	Current policyholders who own active policies that may qualify for a higher benefit as a result of this announcement will need to submit a new, fully underwritten application requesting the additional benefit amounts.
	The online Reference Product Guide, 9251REF, Underwriting Guidelines, 8735, form and the Do-It-Yourself version of the Business Owner Rewards Flier for producers, form 12232DIY, reflect the new coverage option.

New marketing tools for you
	Newly revised Multi-Life Producer Brainshark
	Multi-Life Brainshark Presentation, form 13476 (6/08), for producers, is now available as another option to the recently introduced Multi-Life Producer PowerPoint Presentation, form 13476PPT (5/08).
	Newly revised Second Chance Underwriting Flier
	Second Chance Underwriting Flier, form 13653 (5/08), for producers, is available for ordering online. The revised flier lists the additional conditions The Standard may consider under Second Chance Underwriting^SM.
	Successor to 1 in 5 Americans is Still Thinking brochure
	You Know Those Times Brochure, form 8654 (5/08), is the successor to the brochure called One in Five Americans is Still Thinking About Buying IDI. You may view and order it online under Marketing Materials/ Consumer/ Brochures.
	All the IDI marketing materials are located at The Standard's IDI producer website at www.standard.com/di under Marketing Materials.

The Standard's new flexible policy dating at delivery is now available in Nevada and Utah
	On April 29, 2008, The Standard announced flexible policy dating at delivery was available in many states. Customers in these states have the option of electing the effective date of their individual disability insurance coverage at the time of policy delivery. Customers can choose a policy effective date between the date of application and the date they accept coverage. In addition, if customers in those states incur an age change before they apply for coverage, they may elect a policy effective date up to 30 days before the date of their applications to save age.
	Nevada and Utah
	We are pleased to announce that flexible policy dating at delivery is now available in Nevada and Utah. If you sell IDI in these two states you must use the new application packet(s) within thirty days of this announcement. For transition rules and other information, please see the original announcement on the IDI producer website home page.
	Last day to use old application packets
	Please note: For Nevada and Utah the last day old application packets can be accepted at The Standard's home office is July 14, 2008.
	For states that were announced on May 29, 2008, (FL, HI, OH, VA) the last day old application packets can be accepted at The Standard's home office is June 26, 2008.

Harris Poll on DI customer satisfaction
	In a newly published Harris poll, the vast majority of DI claimants (96%) said it was at least somewhat likely that they would have suffered financial hardship had they not received disability insurance benefits after suffering a disability. For more details please see www.yourincomeatrisk.org consumer website.
	Links to Your Income At Risk and other helpful consumer websites are located on The Standard's IDI producer website at www.standard.com/di under Marketing Materials/Producer Tools/Reference, Training and Sales Aids.

For California, the Policy Change/Reinstatement Application is now packaged with the Disclosure Notice and Authorization
	The Policy Change Form and Application Supplement A, form 661A(6/93) for California is now packaged with Disclosure Notice, form 3519(1/03)CA and Authorization 9935(1/03).
	Form 661A(6/92) Policy Change Form and Application Supplement A, is located on the California Applications page on the IDI producer website at www.standard.com/di under Forms.

Questions	If you have questions, as always we are happy to help you. Please contact us at getinfo@standard.com or call 800.992.4446.

Please forward to your producers For Producer use only. Not For use with Consumers.
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